Sat. Jun 4th, 2022

You can also open a Savings Incentive Match Plan for Employees (SIMPLE) IRA as a business looking to provide some type of retirement plan for employees.

In order to qualify to contribute to a SIMPLE IRA, you need to earn at least $5,000 in any two calendar years before the current year and also expect to earn that much in the current year. However, the IRS states that “an employer can use less restrictive participation requirements than those listed, but not more restrictive ones.”

For more on the rules, visit the IRS website.

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